We provide expert advice on how to save money and pay off your mortgage quickly. Not sure whether a variable or Fixed Rates is best? We can work with you to determine exactly what will suit your needs.
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Buying a home?
We provide expert advice on how to immediately save on your mortgage and pay it down faster. details
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Tips From Your Trusted St Albert Mortgage Broker!
Make the experience of buying a house; your best experience!
Everyone wants to be able to buy a house that suits their style and fits their needs. Investment in a house is the biggest asset we invest in that brings us years of joy and satisfaction.
With the dynamic real estate market presenting and offering many options to potential customers it can be a tough choice to make. The most important thing is to set your budget and
be sure of what you need. It’s a lifetime investment and most probably an investment you are only going to make once- make it right!
Here’s a list of what St Albert First Time Home Buyers need to know:
Be absolutely sure about your decision before you go ahead and make a commitment. You need to be prepared for the financial obligations that come with buying a house. Making an impulsive decision is sure to lead to regret!
Research about the location you plan to invest in. There are several factors that affect the real estate prices and location is probably the most important factor to take note of. For eg; if you are planning to buy a house in a reputed or popular school district, the real estate prices are going to be high. So, evaluate your options and needs based on locality.
Buying a house is an investment that comes along with maintenance. So understand the financial obligations from a St Albert mortgage broker that will follow the process of buying a house.
Make an informed choice. Research about the available options, evaluate neighborhood options and talk to people around to gather as much information as you can about a property site or location.
Getting a mortgage pre approval from a trusted St Albert mortgage broker is a smart way of limiting your options within a pre set budget.
Work on your negotiation skills. Don’t just settle for anything but be convincing and negotiate your way through the process.
Meet several real estate agents and brokers to build a comparative study and research about what is being offered to you. Remember, the real estate market is highly competitive- one man’s gain is another’s loss!
Do not compromise but be informed. As said earlier a house is onetime investments so do not compromise on what you need but only after making a thorough research.
While these are just a few points, it’s important to be cautious and informed to make the right choice that will bring you a lifetime of happiness!
As your trusted St Albert Mortgage Broker, I work hard to earn your business so we give you plenty of options to get started at your convenience. You can apply online, over the phone or in person ... whatever works best for you! Whether it's after hours or weekends, at your home or place of business...we're here to make it easy!
If your bank is making it difficult to get a mortgage, then maybe you're at the wrong place! If you're self-employed, new to Canada or have a below than average credit score, we'll work hard to get you an affordable mortgage.
It doesn't take long for us to put together the best game plan mortgage strategy. We work for you, not the banks! We comparison shop alot of banks...so you get the best rates and terms based on your financial situation. Call us today to get started.